Home insurance guides

Most standard home insurance policies include cover for storm damage. But it’s important to understand what’s covered, what isn’t, and what to expect when you need to make a claim.

Flooding can cause serious damage to your home, but most buildings and contents insurance policies offer some level of flood cover.

If your home isn’t built in the “usual” way, maybe it has a flat roof, a timber frame, or it’s a listed building, then standard home insurance might not give you the cover you need. But don’t worry, there are policies out there tailored to unique homes like yours. This guide explains what counts as a non-standard property, how it affects your insurance, and how to find the right cover without paying over the odds.