News and insights

New research shows that half of solo homeowners are taking on a mortgage with no income protection insurance in place.

The demand for bridging loans is still going strong, with more people applying, fewer borrowers falling behind, and lenders continuing to offer quick, flexible short‑term finance.

Mortgage rates are rising again despite a steady base rate, as global conflict and “Trumpflation” fears push up inflation expectations and lender costs.

Energy standing charges are set to fall from April 2026. But the way the costs are being shifted means not every household will see a noticeable drop in their energy bill.

Record numbers of patients are using private healthcare in the UK, driven by NHS waiting times, growing insurance coverage, and increased self-pay, especially among older adults.

Regulator says most policies offer good value – but 58% of adults still have no life insurance, critical illness cover or income protection in place.