Life insurance guides

While drinking alcohol may not be technically classed as a ‘pre-existing condition’ in the way conditions like diabetes or cancer are, it can be considered a risk factor that might impact a life insurance application.

Talking about suicide is never easy, but it’s an important subject when it comes to life insurance. It’s important to be clear about typical terms and conditions in relation to suicidal death.

Being refused life insurance can feel like a door being slammed shut, but it may not be the end of the road. This guide will walk you through why it might happen, what it means, and what you can do next.

If you have epilepsy and you’re applying for life insurance, you may be wondering how it might affect your eligibility or the cost of cover. The good news is that having epilepsy doesn’t necessarily mean you won’t be able to get life insurance, although your condition will be taken into account as part of the insurer’s assessment.

If you’re living with obesity and applying for life insurance, you may be wondering whether your weight could affect the outcome. The short answer is yes, insurance providers do take body weight into account during the application process.

If you live with diabetes and apply for life insurance, the insurer will take your condition into account as part of their risk assessment. Having diabetes doesn’t mean you can’t get cover, but it may influence the cost of your insurance policy or the terms offered.